Ski insurance for you and your family is very important if you are heading off on a winter sports holiday. We have options to include Parents and Guardians and up to 4 dependent children on one policy and we will cover children up to 23 years of age provided they are in full time eduction

Disturbing figures from insurers highlight that taking risks on the mountains without adequate insurance could cost you a small or come to that a large fortune. Helicopter mountain rescue costs are about £20 a minute flying time and this works out at £500-£1,000 in Europe and £1,000-£2,500 in the US and Canada. Medical treatment of a dislocated shoulder, meanwhile, costs up to £2,000 in Europe and £10,000 in the US, whilst flying you back to Britain from Europe with a fractured hip can cost over £10,000 and double that if you are travelling home from North America.

Many rely on covering their medical costs in Europe by using their State funded Global Health Insurance Card or European Health Insurance Card (GHIC/EHIC) but these are not a suitable substitute for ski insurance when travelling on a winter sports trip. The cards will not pay to get you down off the mountain, nor will it pay for all your travel transport costs including repatriation to the UK and of course it won't cover you for delays, lost baggage, cancellation or having to cut your holiday short.

Photo: Trysil Under licence.