Teach. Ride. Explore. Fully Covered All Season.

Specialist Insurance for Winter Sports Instructors

You’ve trained hard to live the dream — teaching, guiding, and riding every day in the mountains. Don’t let a single accident or lost bag put your season at risk. Our long-stay winter sports insurance is built for professionals like you — offering powerful protection on the mountain, in resort, and everywhere in between.

Why Instructors Choose Our Cover

✔ Designed specifically for instructors, guides & those on instructor courses
✔ Off-piste cover as standard — within ski area boundaries
✔ Backcountry & terrain park access included*
✔ Trips back to the UK covered during the season
✔ Comprehensive medical, evacuation & repatriation cover
✔ Add-ons for computer equipment, and gadgets

*Endorsement for seasonal workers in the winter sports industry

Who’s Eligible for the endorsement?

Available for instructors, those on instructor courses, guides and experienced tour operator resort staff, aged 18+, and who are working/training on an average of 25+ hours per week during the winter sports season. (Not suitable for competitive athletes or inexperienced skiers and boarders)

Included Activities

Off-Piste (Within Ski Area Boundaries)
Full protection for skiing and snowboarding off marked runs but within resort limits — including unmarked areas between pistes.

Backcountry
Covered when accessed via ski lifts within resort boundaries, provided you:

Check the weather and avalanche warnings before heading out
Ride with a qualified guide or in a group of at least three competent skiers or snowboarders
Carry essential safety gear (transceiver, shovel, probe, helmet)
Avoid areas marked unsafe by resort management

Terrain Parks
The policy has been extended to include small jumps within terrain parks while skiing or snowboarding. These jumps are defined in the policy wording as follows: rails, boxes, table-tops, trees, park benches, picnic tables, mailboxes, wall rides, barrels, rainbows, kinks, jams, and other types of rideable fixtures. Jumps, including table-tops, step-downs, step-ups, gaps, channel gaps, hips, and spines, are covered as standard. Cover is excluded for slopestyle skiing, including ariels, big air jumps and half pipes.

Need More Power in Your Policy?

If your season includes higher-risk activities — freestyle, ski acrobatics, big air, competition moguls, etc— we can extend your cover to match your ambitions. Call our specialist team on 0330 880 5099 and we’ll tailor your protection.

Working a Shorter Season?

If you’re instructing or guiding for 60 days or less at a time, then an annual multi-trip policy could save you money while keeping you protected — ask us for details