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Off piste ski insurance

What does "off piste ski insurance" mean? This is one of the most common questions we are asked and it needs a degree of clarification.


Going off piste within resort boundaries

Under our winter sports ski insurance policies you can ski and snowboard anywhere within resort boundaries provided they are considered safe by resort management.

This means our ski insurance policies cover you to ski and snowboard "anywhere". Be it a pisted run or off piste up to your neck in snow, as long as the area is open and is considered safe then you are OK. If the runs or the area has been shut because of a risk of avalanche or because of low visibility or high winds then you are considered to be skiing and snowboarding against the resort guidelines and if you had an accident your claim could be declined.


Booking insurance online for Skiing or boarding off piste within resort boundaries

The insurance booking engine above has been pre-programmed to return the correct premium to cover off piste skiing and boarding within resort boundaries as standard as well as any other sports in the same risk category. These activities can be viewed on the results page under the activities tab or in the full policy wordings on display.

If you have an any queries about our ski insurance policies and need clarification on any aspects of the cover then do not hesitate to use livechat or call and speak to an agent on 0330 880 5099, we are open 7 days a week to provide assistance.


Going off piste outside of resort boundaries.

These is a niche product so please call 0330 880 5099 to discuss options because we need to understand whether you are with or without a locally paid guide


Please note the definition of " Off Piste" within the policy wordings for the Bronze Plus, Silver Plus and Gold Plus policies is "Off piste is skiing outside the ski resort boundaries or in an area marked prohibited from entry"



Photo: Zach Dischner Under licence.