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Ski insurance for those already abroad

 

Forgot to book your ski insurance before you left, its more common than you think.

 

In the rush to get ready for a ski trip, you think you have covered all the bases and then having cleared customs, picked up your bags and you´re making your way up the mountain on the transfer bus, someone mentions ski insurance and you think "Ahhhhh"

 

Don't worry we can help.

 

Ski Insurance booked within the first 7 days of your trip

 

We have policies that will provide full cover with no exclusions commencing the day after you purchased the ski insurance policy. This caveat is for obvious reasons and is designed to stop people insuring only once they have had an incident or injured themselves and require immediate assistance.

 

This option to cover you after you have departed is available to any EEA residents and for ease they are listed as residents of;

 

 Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom.

 

The policies are sold under the basis that you are registered with a doctor in your home country. All policy wordings will be in English and Claims will be settled in pounds sterling.

 

The maximum duration we can cover you for is 31 days skiing and that will include any days that you have skied prior to booking this insurance. So if you have been away 2 days the maximum days we can is 29 days, by which time you must have returned to the UK.

 

Note as well all cover starts on the day following purchase, there is no medical screening available and no 14 day cooling off period

 

Ski insurance booked after the first 7 days of your trip

 

Now the case above is for those who travelled and are taking out a policy within 7 days of leaving their home country in the EEA, however if you have been abroad more than 7 days or if you are abroad and have a policy that has expired and you need extend the cover then we too can help.

 

Your cover will commence the day after the policy has been purchased and you will be covered for all eventualities apart from illness. You are covered for accidents immediately, so if you fall off your bike or have a crash skiing then you are covered from the day after the policy is purchased but there is no cover for illness for the first 14 days after cover is purchased.

 

In the policy wording an illness is defined as any disease, infection or bodily disorder which is unexpectedly contracted by you whilst on your trip or unexpectedly manifests itself for the first time during your trip. This is the only policy restriction in place for ski insurance policies bought more than 7 days after you have left home,

 

The maximum duration we can cover you for is 31 days skiing and that will include any days that you have skied prior to booking this insurance. So if you have been away 10 days the maximum days we can is 21 days, by which time you must have returned to the UK

 

Note as well all cover starts on the day following purchase, there is no medical screening available and no 14 day cooling off period

 

Please note that the "already abroad" options are only available for ski trips up to 31 days in duration. Any ski trip longer than 31 days cannot be booked online. Policies are available via our call centre on 0330 880 5099 subject to terms and conditions. 

 

The fine print

 

Medical coverage and pre-existing conditions

 

Limits and exclusions

 

 

Photo: Trysil Under licence.