Hazardous or sports and leisure activities

Did you know?

• £7,000 – Cost of medical treatment and repatriation for a broken leg after a tobogganing accident. (33)

(33) A risk too far for all you winter thrillseekers. Times Online, 10 November 2007. 
http://www.timesonline.co.uk/tol/money/insurance/article2835147.ece [Accessed: 20/10/10]

Why does Ski insurance matter?

More and more holidays offer the opportunity to enjoy a range of action pursuits. Bungee jumping, scuba diving and zorbing are typical of the wide range of activities you might be offered. Even with the highest level of safety precautions, sometimes things can go wrong and you could need medical assistance. That is why travel insurance is so important.

A standard ski insurance policy will not cover every possible activity that you may choose to do. For this reason, you need to check your ski travel insurance policy and you might need to extend your policy or get specialist cover for activities that have a bigger risk of accident or injury. You may have to pay more, for example, to cover winter sports. See the Winter sports section for more information.

What does Ski insurance cover?

It is important to be sure that you have full cover for any hazardous or sport and leisure activities, and that you take care to ensure you are fully covered before you travel. Risks that are covered will vary from policy to policy and your policy wording will specify any necessary precautions or limitations. For instance, policies will often state the maximum depth below sea level for scuba diving or the maximum height above sea level in relation to trekking.

Hazardous activities covered by a ski holiday insurance policy will be specified in the policy wording and include cover for emergency medical expenses and repatriation, including search and rescue assistance if necessary.