The Fine Print

Ski insurance is a contract. Always read the product disclosure statement and ensure that you understand exactly what your policy covers. Ski insurance is not unlimited and terms and conditions and excesses do apply. Make sure your insurance policy covers you for the activities you plan to participate in and is valid for the duration of your trip. Clarify any specific policy issues directly with the insurer.

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Product descriptions on this website are intended only as a guide to coverage terms and conditions, including benefits, and should not be relied upon to determine policy coverage. Policy coverage is subject to the specific terms and conditions of each policy wording.

* Off-piste covered as standard: 1) with TIF policies (Bronze, Silver, Gold, Leisure, Action and Extreme) you are covered as standard for Skiing and snowboarding in areas in and around the resort, but off the actual marked pistes, such as skiing on a hillside between marked pistes, or skiing down slopes adjacent to marked runs, but always finishing at the bottom of tows or lifts within the resort and never in areas cordoned off or restricted and this is defined as "on piste skiing and snowboarding in the policy wording". If you are skiing outside of these areas they are considered as ‘off piste’ and you're covered for this as standard provided you are with a Guide. 2) with Voyager policies (Standard, Prime and Black) you are covered on and off piste within resort as standard.